• American Coastal Insurance posted first-quarter net income of $19.25 million, down 9.8%, with diluted EPS of $0.39 versus $0.43 a year earlier.
• Total revenue slipped to $71.22 million from $72.2 million, while gross premiums written dropped 24.5% to $149.4 million on a 24% year-over-year decline in net pricing as the market softened.
• Combined ratio widened 1 percentage point to 66%, as expense ratio rose 2.1 percentage points to 50.4% while net loss ratio improved 1.1 percentage points to 15.6%.
• Cash, cash equivalents, restricted cash, and investments fell to $599.45 million from $647.74 million, following a dividend totaling about $36.6 million paid during the quarter.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. American Coastal Insurance Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001401521-26-000029), on May 08, 2026, and is solely responsible for the information contained therein.