• Jack Henry Strategy Benchmark survey of 193 bank and credit union executives flagged operational efficiency, deposit growth, payment upgrades as top priorities amid economic uncertainty.
• Technology spending plans strengthened, with 88% expecting higher tech budgets over next two years versus 76% last year.
• AI ranked as top planned technology investment at 48%, ahead of digital banking at 38% and data analytics at 32%.
• Payments expansion accelerated, with 94% of CEOs planning to add new payment services within two years, while only 36% reported a formal payments strategy.
• Cryptocurrency support remained limited, with 18% planning stablecoin, tokenized money, or cryptocurrency support by end of 2027, while 3% reported a formal stablecoin strategy.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Jack Henry & Associates Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: 202604281300PR_NEWS_USPR_____CG44582) on April 28, 2026, and is solely responsible for the information contained therein.